Wild Banchi,
You are correct too.
I need to add more info. on this .
But last week I was in Las Vegas,using my Apple IPad to reply the forum.
As soon as I try to hit the enter to skip to next line,it reply the post 
Anyway,not only the OP need $100 per 365 days.
OP also needed someone in USA to help him to do the "Add money"
OP also need to change plan to pay per use,like 0.10 cents per minute or US$2 per day.