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Traveling to the states, can I use a prepaid plan with my current phone? Residing in Asia.

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Hi all, I will be taking a trip to the states for roughly a month. I currently reside in Asia. I want to be able to use my own smart phone while state side. I have heard about people buying sim cards off ebay, then going to an ATT store and buying a prepaid plan. How exactly does this work? Do I need an unlocked phone? I know that unlocked phones are illegal in the US, but legal if they were unlocked overseas. 

 

I have no experience in this area, guidance is needed : )  I'd rather use my own phone than buying a go-phone.  

 

 

Thanks in advance. 


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