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No longer able to continue with 10/Minute (Wi-Fi Only) GoPhone Plan - Help

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I'm a very low wireless phone user ($.10/Minute, WiFi Only) and over the years have accrued a $480 rollover GoPhone account balance. Because rollover amounts are "capped" at $500, my next $25 auto refill will not process and I effectively will be losing my wireless service.

 

My questions are: 1) Is this correct/fair? 2) If yes, and I change to a  $25/Monthly + $5/50MB Plan ( I have a Smartphone), will my  $480 GoPhone account balance be transferred to the new plan or will I just have to forfeit it as well?


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